01 - Preheat the oven to 375°F. Lightly grease an 8×8-inch baking dish with nonstick spray or butter.
02 - In a large mixing bowl, combine the softened cream cheese, sour cream, Monterey Jack cheese, and half of the cheddar cheese. Stir until smooth and well blended.
03 - Fold in the corn kernels, diced jalapeños, bell pepper, green onions, minced garlic, smoked paprika, cumin, salt, and black pepper. Mix thoroughly until all ingredients are evenly distributed.
04 - Spread the mixture evenly into the prepared baking dish. Sprinkle the remaining cheddar cheese over the top.
05 - Bake for 20–25 minutes, or until the dip is bubbling and the edges turn golden brown.
06 - Remove from the oven and let the dip rest for a few minutes. Garnish with chopped fresh cilantro if desired.
07 - Serve warm with tortilla chips, sliced baguette, or fresh vegetable sticks.