01 - Heat a drizzle of oil in a large Dutch oven or heavy-bottomed pot over medium-high heat. Add ground beef and cook, breaking it up with a spoon, until browned. Drain excess fat if necessary.
02 - Add diced onion, red bell pepper, jalapeño, and garlic to the pot. Sauté for 5–7 minutes until vegetables are softened.
03 - Stir in chili powder, cumin, smoked paprika, cayenne, oregano, salt, and black pepper. Cook for 1 minute until fragrant.
04 - Add crushed tomatoes, diced tomatoes, beef broth, kidney beans, and black beans. Stir well to combine all ingredients.
05 - Bring the mixture to a boil, then reduce heat to low. Simmer uncovered for 45 minutes, stirring occasionally, until thickened and flavors meld together.
06 - Taste the chili and adjust seasoning as needed with additional salt, pepper, or spices.
07 - Ladle hot chili into bowls. Top each serving with shredded cheddar cheese, cilantro, and green onions as desired.